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You’ve picked your race, put in the training and now you’re ready to head off to the Ironman competition. While the odds are nothing will happen there is always a risk. Most travel insurances won’t cover you for Ironman triathlon races or even half Ironman triathlon races so you need specialist ironman triathlon insurance that won’t let you down if you go down.
For insurance, I am required to add the following disclaimer. “World Nomads provides travel insurance for travelers in over 100 countries. As an affiliate, we receive a fee when you get a quote from World Nomads using this link. We do not represent World Nomads. This is information only and not a recommendation to buy travel insurance.”
Ironman Travel Insurance
Who are World Nomads?
Since 2002, World Nomads have been protecting, connecting and inspiring independent travelers.
They offer simple and flexible travel insurance and safety advice to help you travel.
Because they believe in giving back to the places we travel to, World Nomads also enables you to make a difference with a micro-donation when you buy a policy.
And they’ll help you plan your trip with free downloadable guides, travel tips, responsible travel insights and recommendations from their global community.
World Nomads provides travel insurance for travelers in over 100 countries. As an affiliate, we receive a fee when you get a quote from World Nomads using this link. We do not represent World Nomads. This is information only and not a recommendation to buy travel insurance.
Ironman Triathalon Insurance Policies Change Constantly
I wrote this post when I was actively competing in Ironman triathlon events around the world. At that time World Nomads would cover these events, it seems that they no longer offer these policies for events in every part of the world, but as all things in the insurance world change constantly, please do your homework, check thoroughly.
If you’re competing internationally in Ironman races, you need good insurance.
Check the comments section on this page, readers have offered good information on insurance for Ironman triathlon events and Ironman travel insurance.
If you find a company that will insure us for Ironman triathalon, please do share your findings here to help us all in the Ironman competitor world.
FURTHER UPDATE: Further to the update below I can now say that as an Australia (and possibly NZ) policy holder they WILL cover triathlon up to Ironman distance if you select it as an add on part of your policy. I’m not sure why they have changed policy terms again.
Make sure you really check out what the latest update is before you commit to insurance. It probably won’t cover your bike as that would be a separate add on again. Thanks to reader Kerri for pointing this out.
IF you’re UK based the Triathlon section is broken up into 3 segments from sprint, middle and full. Double check that full actually means ironman distance and not olympic distance or that middle is half ironman not olympic.
It really isn’t clear and the insurance company will have the final say if you need to claim on your international Ironman triathlon. The full add on supplement costs more than a weeks worth of coverage so make sure it does cover you.
If you’re from the EU I’m afraid there is still no cover for triathlon with World Nomads that I can find. I guess this could change in the future but always check the fine print on any policy you buy.
World Nomads are still my preferred insurer for travel including altitude trekking in Nepal and long term travel with my family, and now I can again use them for my triathlon races, it would seem.
Travel insurance: simple & flexible
Good luck with your race and good luck with getting your Ironman triathlon travel insurance. As I said before, there is some good information in the comments section to help you find triathlon travel insurance in Asia, the UK, United States and Australia / NZ. If you can’t afford the insurance you can’t afford to travel has always been our moto. The unexpected can and does happen.
I’m sorry about the constant updates to this post, there have been so many changes in how we get Ironman or half distance event travel insurance that it’s incredibly hard to stay on top of.